Call reports 2007
MORRIS BUILDING AND LOAN, S.B. — 2007
What MORRIS BUILDING AND LOAN, S.B. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 33,298,000 | 32,969,000 | 33,971,000 | 32,869,000 |
| Total loans | 20,826,000 | 20,871,000 | 22,023,000 | 22,660,000 |
| Allowance for loan losses | 121,000 | 121,000 | 111,000 | 113,000 |
| Securities available for sale | 4,640,000 | 4,400,000 | 4,386,000 | 2,242,000 |
| Securities held to maturity | 1,049,000 | 1,049,000 | 1,049,000 | 949,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,717,000 | 22,659,000 | 22,508,000 | 22,702,000 |
| Interest-bearing deposits | 21,211,000 | 20,482,000 | 19,730,000 | 21,210,000 |
| Noninterest-bearing deposits | 2,506,000 | 2,177,000 | 2,778,000 | 1,492,000 |
| Equity capital | 3,222,000 | 3,133,000 | 3,110,000 | 2,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 433,000 | 852,000 | 1,288,000 | 1,718,000 |
| Interest expense | 199,000 | 395,000 | 604,000 | 831,000 |
| Net interest income | 234,000 | 457,000 | 684,000 | 887,000 |
| Noninterest income | 37,000 | 73,000 | 124,000 | 156,000 |
| Noninterest expense | 332,000 | 669,000 | 1,016,000 | 1,875,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | -61,000 | -139,000 | -208,000 | -845,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -61,000 | -139,000 | -208,000 | -845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,266,000 | 3,189,000 | 3,121,000 | 2,484,000 |
| Total capital | 3,387,000 | 3,310,000 | 3,232,000 | 2,597,000 |
| Risk-weighted assets | 16,841,000 | 16,762,000 | 18,204,000 | 19,069,000 |