Call reports 2006
MORRIS BUILDING AND LOAN, S.B. — 2006
What MORRIS BUILDING AND LOAN, S.B. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 38,597,000 | 36,274,000 | 35,631,000 | 34,434,000 |
| Total loans | 22,458,000 | 22,224,000 | 21,809,000 | 21,940,000 |
| Allowance for loan losses | 121,000 | 119,000 | 122,000 | 121,000 |
| Securities available for sale | 5,253,000 | 5,142,000 | 5,104,000 | 4,839,000 |
| Securities held to maturity | 1,075,000 | 1,075,000 | 1,075,000 | 1,077,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,113,000 | 25,322,000 | 23,853,000 | 23,751,000 |
| Interest-bearing deposits | 23,199,000 | 22,721,000 | 21,883,000 | 21,816,000 |
| Noninterest-bearing deposits | 1,914,000 | 2,601,000 | 1,970,000 | 1,935,000 |
| Equity capital | 3,393,000 | 3,334,000 | 3,345,000 | 3,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 466,000 | 924,000 | 1,373,000 | 1,818,000 |
| Interest expense | 224,000 | 447,000 | 652,000 | 875,000 |
| Net interest income | 242,000 | 477,000 | 721,000 | 943,000 |
| Noninterest income | 49,000 | 90,000 | 142,000 | 183,000 |
| Noninterest expense | 338,000 | 655,000 | 986,000 | 1,315,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 4,000 |
| Pretax income | -47,000 | -88,000 | -127,000 | -193,000 |
| Income tax | 0 | 0 | 0 | 9,000 |
| Net income | -47,000 | -88,000 | -127,000 | -202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,478,000 | 3,438,000 | 3,400,000 | 3,327,000 |
| Total capital | 3,599,000 | 3,557,000 | 3,522,000 | 3,448,000 |
| Risk-weighted assets | 18,809,000 | 18,094,000 | 17,943,000 | 17,579,000 |