Call reports 2005
MORRIS BUILDING AND LOAN, S.B. — 2005
What MORRIS BUILDING AND LOAN, S.B. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 40,505,000 | 41,336,000 | 41,023,000 | 39,762,000 |
| Total loans | 21,304,000 | 22,615,000 | 22,823,000 | 23,079,000 |
| Allowance for loan losses | 123,000 | 123,000 | 123,000 | 121,000 |
| Securities available for sale | 6,354,000 | 5,905,000 | 5,666,000 | 5,398,000 |
| Securities held to maturity | 1,825,000 | 1,575,000 | 1,575,000 | 1,075,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,843,000 | 26,436,000 | 25,819,000 | 25,860,000 |
| Interest-bearing deposits | 25,719,000 | 24,633,000 | 23,994,000 | 23,797,000 |
| Noninterest-bearing deposits | 2,124,000 | 1,803,000 | 1,825,000 | 2,063,000 |
| Equity capital | 3,390,000 | 3,436,000 | 3,480,000 | 3,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 476,000 | 967,000 | 1,477,000 | 1,959,000 |
| Interest expense | 191,000 | 380,000 | 596,000 | 816,000 |
| Net interest income | 285,000 | 587,000 | 881,000 | 1,143,000 |
| Noninterest income | 35,000 | 79,000 | 340,000 | 390,000 |
| Noninterest expense | 355,000 | 698,000 | 1,170,000 | 1,485,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -35,000 | -32,000 | 51,000 | 48,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -35,000 | -32,000 | 51,000 | 48,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,439,000 | 3,443,000 | 3,527,000 | 3,525,000 |
| Total capital | 3,562,000 | 3,566,000 | 3,650,000 | 3,646,000 |
| Risk-weighted assets | 18,951,000 | 19,944,000 | 19,637,000 | 19,224,000 |