Call reports 2002
MORRIS BUILDING AND LOAN, S.B. — 2002
What MORRIS BUILDING AND LOAN, S.B. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 44,266,000 | 44,407,000 | 43,553,000 | 43,563,000 |
| Total loans | 31,943,000 | 31,317,000 | 29,819,000 | 28,951,000 |
| Allowance for loan losses | 149,000 | 154,000 | 161,000 | 172,000 |
| Securities available for sale | 4,081,000 | 4,927,000 | 4,781,000 | 4,620,000 |
| Securities held to maturity | 205,000 | 205,000 | 205,000 | 155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,999,000 | 34,145,000 | 33,551,000 | 33,496,000 |
| Interest-bearing deposits | 32,066,000 | 32,577,000 | 32,361,000 | 31,604,000 |
| Noninterest-bearing deposits | 1,933,000 | 1,568,000 | 1,190,000 | 1,892,000 |
| Equity capital | 3,521,000 | 3,520,000 | 3,537,000 | 3,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 647,000 | 1,275,000 | 1,891,000 | 2,483,000 |
| Interest expense | 370,000 | 719,000 | 1,046,000 | 1,353,000 |
| Net interest income | 277,000 | 556,000 | 845,000 | 1,130,000 |
| Noninterest income | 71,000 | 140,000 | 215,000 | 310,000 |
| Noninterest expense | 357,000 | 720,000 | 1,067,000 | 1,384,000 |
| Provision for loan losses | 1,000 | 5,000 | 10,000 | 27,000 |
| Pretax income | -10,000 | -29,000 | -17,000 | 29,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -10,000 | -29,000 | -17,000 | 29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,482,000 | 3,462,000 | 3,474,000 | 3,517,000 |
| Total capital | 3,632,000 | 3,618,000 | 3,638,000 | 3,691,000 |
| Risk-weighted assets | 23,458,000 | 23,362,000 | 22,586,000 | 22,681,000 |