Call reports 2001
MORRIS BUILDING AND LOAN, S.B. — 2001
What MORRIS BUILDING AND LOAN, S.B. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 46,089,000 | 44,586,000 | 44,482,000 | 43,503,000 |
| Total loans | 36,062,000 | 34,431,000 | 34,129,000 | 32,768,000 |
| Allowance for loan losses | 170,000 | 166,000 | 162,000 | 148,000 |
| Securities available for sale | 3,852,000 | 3,603,000 | 3,410,000 | 3,966,000 |
| Securities held to maturity | 255,000 | 255,000 | 255,000 | 205,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,828,000 | 32,057,000 | 32,165,000 | 32,556,000 |
| Interest-bearing deposits | 31,095,000 | 30,674,000 | 30,688,000 | 30,901,000 |
| Noninterest-bearing deposits | 1,733,000 | 1,383,000 | 1,477,000 | 1,655,000 |
| Equity capital | 3,503,000 | 3,518,000 | 3,544,000 | 3,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 768,000 | 1,496,000 | 2,202,000 | 2,874,000 |
| Interest expense | 472,000 | 929,000 | 1,364,000 | 1,765,000 |
| Net interest income | 296,000 | 567,000 | 838,000 | 1,109,000 |
| Noninterest income | 64,000 | 152,000 | 236,000 | 324,000 |
| Noninterest expense | 393,000 | 732,000 | 1,077,000 | 1,445,000 |
| Provision for loan losses | -4,000 | -4,000 | -3,000 | -18,000 |
| Pretax income | -29,000 | -9,000 | 0 | 6,000 |
| Income tax | -14,000 | -14,000 | -17,000 | 0 |
| Net income | -15,000 | 5,000 | 17,000 | 6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,482,000 | 3,496,000 | 3,506,000 | 3,493,000 |
| Total capital | 3,655,000 | 3,664,000 | 3,672,000 | 3,642,000 |
| Risk-weighted assets | 25,567,000 | 24,121,000 | 24,160,000 | 23,933,000 |