Call reports 2023
PATHWAY BANK — 2023
What PATHWAY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 276,630,000 | 275,791,000 | 292,763,000 | 317,345,000 |
| Total loans | 197,915,000 | 199,507,000 | 212,066,000 | 214,932,000 |
| Allowance for loan losses | 3,556,000 | 3,565,000 | 3,465,000 | 3,422,000 |
| Securities available for sale | 46,835,000 | 45,394,000 | 42,558,000 | 44,380,000 |
| Securities held to maturity | 6,965,000 | 6,962,000 | 6,872,000 | 6,695,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,443,000 | 200,892,000 | 205,698,000 | 212,301,000 |
| Interest-bearing deposits | 172,955,000 | 168,277,000 | 176,920,000 | 185,063,000 |
| Noninterest-bearing deposits | 35,488,000 | 32,615,000 | 28,778,000 | 27,238,000 |
| Equity capital | 27,893,000 | 31,052,000 | 31,189,000 | 32,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,230,000 | 6,794,000 | 10,584,000 | 14,936,000 |
| Interest expense | 919,000 | 2,012,000 | 3,435,000 | 5,954,000 |
| Net interest income | 2,311,000 | 4,782,000 | 7,149,000 | 8,982,000 |
| Noninterest income | 361,000 | 823,000 | 1,330,000 | 1,836,000 |
| Noninterest expense | 1,452,000 | 2,970,000 | 4,796,000 | 6,528,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,190,000 | 2,575,000 | 3,593,000 | 4,170,000 |
| Income tax | 236,000 | 478,000 | 795,000 | 945,000 |
| Net income | 954,000 | 2,097,000 | 2,798,000 | 3,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,555,000 | 33,712,000 | 34,425,000 | 34,864,000 |