Call reports 2020
PATHWAY BANK — 2020
What PATHWAY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 169,790,000 | 196,295,000 | 197,664,000 | 188,379,000 |
| Total loans | 135,709,000 | 143,422,000 | 141,246,000 | 133,965,000 |
| Allowance for loan losses | 2,659,000 | 2,681,000 | 2,779,000 | 2,924,000 |
| Securities available for sale | 13,450,000 | 16,175,000 | 24,665,000 | 27,104,000 |
| Securities held to maturity | 3,571,000 | 3,941,000 | 3,677,000 | 3,548,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,354,000 | 147,256,000 | 148,264,000 | 145,651,000 |
| Interest-bearing deposits | 106,593,000 | 127,434,000 | 128,295,000 | 121,975,000 |
| Noninterest-bearing deposits | 18,761,000 | 19,822,000 | 19,969,000 | 23,676,000 |
| Equity capital | 20,287,000 | 21,053,000 | 21,393,000 | 19,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,312,000 | 4,216,000 | 6,050,000 | 7,742,000 |
| Interest expense | 403,000 | 798,000 | 1,182,000 | 1,532,000 |
| Net interest income | 1,909,000 | 3,418,000 | 4,868,000 | 6,210,000 |
| Noninterest income | 332,000 | 1,110,000 | 1,471,000 | 1,814,000 |
| Noninterest expense | 1,267,000 | 2,617,000 | 3,889,000 | 5,187,000 |
| Provision for loan losses | 0 | 0 | 90,000 | 180,000 |
| Pretax income | 974,000 | 1,911,000 | 2,360,000 | 2,657,000 |
| Income tax | 227,000 | 445,000 | 538,000 | 540,000 |
| Net income | 747,000 | 1,466,000 | 1,822,000 | 2,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,386,000 | 20,310,000 | 20,748,000 | 19,352,000 |