Call reports 2016
PATHWAY BANK — 2016
What PATHWAY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 138,694,000 | 140,507,000 | 146,923,000 | 149,411,000 |
| Total loans | 107,009,000 | 108,428,000 | 114,947,000 | 118,141,000 |
| Allowance for loan losses | 2,179,000 | 2,107,000 | 2,344,000 | 2,716,000 |
| Securities available for sale | 10,509,000 | 10,188,000 | 10,095,000 | 9,229,000 |
| Securities held to maturity | 3,522,000 | 3,569,000 | 3,754,000 | 3,730,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,273,000 | 107,512,000 | 113,906,000 | 114,939,000 |
| Interest-bearing deposits | 89,111,000 | 90,763,000 | 94,749,000 | 95,770,000 |
| Noninterest-bearing deposits | 18,162,000 | 16,749,000 | 19,157,000 | 19,169,000 |
| Equity capital | 16,434,000 | 16,635,000 | 16,809,000 | 16,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,297,000 | 2,640,000 | 4,075,000 | 5,515,000 |
| Interest expense | 151,000 | 303,000 | 459,000 | 635,000 |
| Net interest income | 1,146,000 | 2,337,000 | 3,616,000 | 4,880,000 |
| Noninterest income | 297,000 | 623,000 | 965,000 | 1,294,000 |
| Noninterest expense | 1,172,000 | 2,250,000 | 3,420,000 | 4,724,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 272,000 | 702,000 | 1,164,000 | 1,396,000 |
| Income tax | 86,000 | 235,000 | 395,000 | 470,000 |
| Net income | 186,000 | 467,000 | 769,000 | 926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,437,000 | 15,766,000 | 16,089,000 | 16,156,000 |
| Total capital | 16,949,000 | 17,305,000 | 17,716,000 | 17,824,000 |
| Risk-weighted assets | 120,124,000 | 122,422,000 | 129,331,000 | 132,293,000 |