Call reports 2015
PATHWAY BANK — 2015
What PATHWAY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 138,924,000 | 133,724,000 | 137,148,000 | 137,933,000 |
| Total loans | 103,900,000 | 99,051,000 | 101,644,000 | 104,135,000 |
| Allowance for loan losses | 2,178,000 | 2,199,000 | 2,105,000 | 2,152,000 |
| Securities available for sale | 13,161,000 | 11,934,000 | 11,377,000 | 10,603,000 |
| Securities held to maturity | 4,060,000 | 4,047,000 | 3,927,000 | 3,529,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,127,000 | 110,061,000 | 104,178,000 | 106,835,000 |
| Interest-bearing deposits | 92,780,000 | 91,584,000 | 87,495,000 | 88,265,000 |
| Noninterest-bearing deposits | 18,347,000 | 18,477,000 | 16,683,000 | 18,570,000 |
| Equity capital | 16,096,000 | 16,171,000 | 16,289,000 | 16,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,224,000 | 2,489,000 | 3,757,000 | 5,029,000 |
| Interest expense | 130,000 | 255,000 | 377,000 | 508,000 |
| Net interest income | 1,094,000 | 2,234,000 | 3,380,000 | 4,521,000 |
| Noninterest income | 254,000 | 552,000 | 864,000 | 1,156,000 |
| Noninterest expense | 1,162,000 | 2,214,000 | 3,335,000 | 4,314,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 186,000 | 572,000 | 909,000 | 1,368,000 |
| Income tax | 57,000 | 188,000 | 299,000 | 455,000 |
| Net income | 129,000 | 384,000 | 610,000 | 913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,474,000 | 15,185,000 | 15,516,000 | 15,408,000 |
| Total capital | 16,901,000 | 16,603,000 | 16,958,000 | 16,889,000 |
| Risk-weighted assets | 113,430,000 | 112,276,000 | 114,490,000 | 117,429,000 |