Call reports 2014
PATHWAY BANK — 2014
What PATHWAY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 139,313,000 | 133,778,000 | 137,141,000 | 134,894,000 |
| Total loans | 99,528,000 | 93,504,000 | 97,286,000 | 99,712,000 |
| Allowance for loan losses | 2,058,000 | 2,029,000 | 2,013,000 | 2,136,000 |
| Securities available for sale | 20,715,000 | 21,232,000 | 20,014,000 | 13,734,000 |
| Securities held to maturity | 4,375,000 | 4,293,000 | 4,447,000 | 4,205,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,921,000 | 112,216,000 | 110,664,000 | 107,784,000 |
| Interest-bearing deposits | 96,806,000 | 95,637,000 | 94,722,000 | 90,938,000 |
| Noninterest-bearing deposits | 18,115,000 | 16,579,000 | 15,942,000 | 16,846,000 |
| Equity capital | 16,791,000 | 16,930,000 | 16,908,000 | 16,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,320,000 | 2,628,000 | 3,899,000 | 5,185,000 |
| Interest expense | 155,000 | 302,000 | 444,000 | 582,000 |
| Net interest income | 1,165,000 | 2,326,000 | 3,455,000 | 4,603,000 |
| Noninterest income | 343,000 | 633,000 | 951,000 | 1,255,000 |
| Noninterest expense | 1,229,000 | 2,329,000 | 3,514,000 | 4,679,000 |
| Provision for loan losses | 30,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 249,000 | 590,000 | 852,000 | 1,142,000 |
| Income tax | 76,000 | 186,000 | 268,000 | 362,000 |
| Net income | 173,000 | 404,000 | 584,000 | 780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,179,000 | 15,403,000 | 15,510,000 | 15,653,000 |
| Total capital | 16,583,000 | 16,720,000 | 16,889,000 | 17,027,000 |
| Risk-weighted assets | 111,636,000 | 104,686,000 | 109,691,000 | 109,195,000 |