Call reports 2013
PATHWAY BANK — 2013
What PATHWAY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 147,676,000 | 145,157,000 | 147,665,000 | 145,466,000 |
| Total loans | 93,273,000 | 96,206,000 | 101,400,000 | 102,389,000 |
| Allowance for loan losses | 2,132,000 | 2,083,000 | 2,118,000 | 2,082,000 |
| Securities available for sale | 23,630,000 | 24,735,000 | 24,202,000 | 21,144,000 |
| Securities held to maturity | 4,339,000 | 4,458,000 | 4,782,000 | 4,660,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,872,000 | 117,546,000 | 113,250,000 | 112,544,000 |
| Interest-bearing deposits | 106,648,000 | 100,604,000 | 97,766,000 | 90,807,000 |
| Noninterest-bearing deposits | 18,224,000 | 16,942,000 | 15,484,000 | 21,737,000 |
| Equity capital | 17,009,000 | 16,855,000 | 17,156,000 | 16,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,318,000 | 2,614,000 | 3,967,000 | 5,327,000 |
| Interest expense | 199,000 | 387,000 | 564,000 | 734,000 |
| Net interest income | 1,119,000 | 2,227,000 | 3,403,000 | 4,593,000 |
| Noninterest income | 332,000 | 676,000 | 1,009,000 | 1,292,000 |
| Noninterest expense | 1,188,000 | 2,317,000 | 3,533,000 | 4,584,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 245,000 | 538,000 | 801,000 | 1,193,000 |
| Income tax | 73,000 | 164,000 | 244,000 | 372,000 |
| Net income | 172,000 | 374,000 | 557,000 | 821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,798,000 | 15,189,000 | 15,368,000 | 15,116,000 |
| Total capital | 16,138,000 | 16,591,000 | 16,842,000 | 16,607,000 |
| Risk-weighted assets | 106,408,000 | 111,468,000 | 117,253,000 | 118,687,000 |