Call reports 2012
PATHWAY BANK — 2012
What PATHWAY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 145,496,000 | 139,864,000 | 141,261,000 | 142,318,000 |
| Total loans | 94,846,000 | 97,725,000 | 100,299,000 | 100,410,000 |
| Allowance for loan losses | 2,430,000 | 2,475,000 | 2,472,000 | 2,088,000 |
| Securities available for sale | 24,321,000 | 21,788,000 | 19,480,000 | 19,058,000 |
| Securities held to maturity | 7,796,000 | 4,645,000 | 4,580,000 | 4,644,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,050,000 | 116,580,000 | 115,297,000 | 114,857,000 |
| Interest-bearing deposits | 105,902,000 | 102,371,000 | 99,471,000 | 97,523,000 |
| Noninterest-bearing deposits | 16,148,000 | 14,209,000 | 15,826,000 | 17,334,000 |
| Equity capital | 16,164,000 | 16,371,000 | 16,684,000 | 16,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,474,000 | 2,932,000 | 4,364,000 | 5,769,000 |
| Interest expense | 327,000 | 611,000 | 853,000 | 1,076,000 |
| Net interest income | 1,147,000 | 2,321,000 | 3,511,000 | 4,693,000 |
| Noninterest income | 293,000 | 703,000 | 1,038,000 | 1,345,000 |
| Noninterest expense | 1,259,000 | 2,477,000 | 3,752,000 | 4,836,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 106,000 | 450,000 | 625,000 | 955,000 |
| Income tax | 18,000 | 111,000 | 173,000 | 277,000 |
| Net income | 88,000 | 339,000 | 452,000 | 678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,564,000 | 13,932,000 | 14,149,000 | 14,564,000 |
| Total capital | 14,925,000 | 15,309,000 | 15,571,000 | 15,991,000 |
| Risk-weighted assets | 107,836,000 | 109,059,000 | 112,745,000 | 113,462,000 |