Call reports 2011
PATHWAY BANK — 2011
What PATHWAY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 149,251,000 | 144,637,000 | 142,333,000 | 141,022,000 |
| Total loans | 101,820,000 | 103,031,000 | 99,691,000 | 97,724,000 |
| Allowance for loan losses | 1,850,000 | 2,293,000 | 2,372,000 | 2,430,000 |
| Securities available for sale | 19,285,000 | 19,071,000 | 16,859,000 | 19,129,000 |
| Securities held to maturity | 6,614,000 | 6,079,000 | 5,750,000 | 5,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,590,000 | 120,867,000 | 118,292,000 | 117,392,000 |
| Interest-bearing deposits | 112,419,000 | 110,191,000 | 105,931,000 | 103,973,000 |
| Noninterest-bearing deposits | 12,171,000 | 10,676,000 | 12,361,000 | 13,419,000 |
| Equity capital | 15,150,000 | 15,519,000 | 15,794,000 | 15,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,637,000 | 3,323,000 | 4,896,000 | 6,479,000 |
| Interest expense | 493,000 | 948,000 | 1,375,000 | 1,763,000 |
| Net interest income | 1,144,000 | 2,375,000 | 3,521,000 | 4,716,000 |
| Noninterest income | 252,000 | 788,000 | 1,354,000 | 1,720,000 |
| Noninterest expense | 1,190,000 | 2,539,000 | 3,865,000 | 5,105,000 |
| Provision for loan losses | 578,000 | 928,000 | 928,000 | 928,000 |
| Pretax income | -372,000 | -304,000 | 132,000 | 453,000 |
| Income tax | -161,000 | -163,000 | -41,000 | 58,000 |
| Net income | -211,000 | -141,000 | 173,000 | 395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,629,000 | 12,802,000 | 13,200,000 | 13,479,000 |
| Total capital | 14,050,000 | 14,215,000 | 14,594,000 | 14,860,000 |
| Risk-weighted assets | 113,248,000 | 112,198,000 | 110,559,000 | 109,396,000 |