Call reports 2010
PATHWAY BANK — 2010
What PATHWAY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 154,585,000 | 152,953,000 | 148,521,000 | 144,239,000 |
| Total loans | 96,627,000 | 95,958,000 | 100,329,000 | 99,147,000 |
| Allowance for loan losses | 3,161,000 | 2,534,000 | 2,686,000 | 1,738,000 |
| Securities available for sale | 26,366,000 | 28,520,000 | 25,119,000 | 20,063,000 |
| Securities held to maturity | 7,718,000 | 7,913,000 | 7,548,000 | 7,299,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,953,000 | 128,345,000 | 124,081,000 | 120,417,000 |
| Interest-bearing deposits | 119,180,000 | 118,768,000 | 114,528,000 | 108,371,000 |
| Noninterest-bearing deposits | 9,773,000 | 9,577,000 | 9,553,000 | 12,046,000 |
| Equity capital | 13,778,000 | 13,993,000 | 13,849,000 | 13,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,847,000 | 3,544,000 | 5,246,000 | 7,074,000 |
| Interest expense | 714,000 | 1,390,000 | 2,021,000 | 2,580,000 |
| Net interest income | 1,133,000 | 2,154,000 | 3,225,000 | 4,494,000 |
| Noninterest income | 211,000 | 511,000 | 753,000 | 1,067,000 |
| Noninterest expense | 1,240,000 | 2,593,000 | 3,781,000 | 5,037,000 |
| Provision for loan losses | 0 | 10,000 | 440,000 | 640,000 |
| Pretax income | 104,000 | 62,000 | -133,000 | 2,000 |
| Income tax | 9,000 | -34,000 | -130,000 | -108,000 |
| Net income | 95,000 | 96,000 | -3,000 | 110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,804,000 | 13,805,000 | 11,226,000 | 11,339,000 |
| Total capital | 15,213,000 | 15,187,000 | 12,641,000 | 12,735,000 |
| Risk-weighted assets | 111,007,000 | 109,424,000 | 111,915,000 | 111,303,000 |