Call reports 2009
PATHWAY BANK — 2009
What PATHWAY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 157,367,000 | 153,797,000 | 147,798,000 | 155,904,000 |
| Total loans | 115,350,000 | 113,526,000 | 110,606,000 | 103,908,000 |
| Allowance for loan losses | 3,685,000 | 3,745,000 | 2,962,000 | 2,827,000 |
| Securities available for sale | 11,830,000 | 13,690,000 | 12,073,000 | 19,405,000 |
| Securities held to maturity | 9,790,000 | 8,726,000 | 8,572,000 | 8,188,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,003,000 | 124,561,000 | 121,014,000 | 129,631,000 |
| Interest-bearing deposits | 116,127,000 | 115,214,000 | 111,900,000 | 119,397,000 |
| Noninterest-bearing deposits | 9,876,000 | 9,347,000 | 9,114,000 | 10,234,000 |
| Equity capital | 16,020,000 | 15,989,000 | 13,650,000 | 13,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,191,000 | 4,232,000 | 6,035,000 | 8,034,000 |
| Interest expense | 1,004,000 | 1,957,000 | 2,819,000 | 3,605,000 |
| Net interest income | 1,187,000 | 2,275,000 | 3,216,000 | 4,429,000 |
| Noninterest income | 236,000 | 476,000 | 787,000 | 968,000 |
| Noninterest expense | 996,000 | 2,211,000 | 3,298,000 | 4,480,000 |
| Provision for loan losses | 2,426,000 | 2,426,000 | 6,121,000 | 6,121,000 |
| Pretax income | -1,999,000 | -1,798,000 | -5,266,000 | -5,054,000 |
| Income tax | -765,000 | -726,000 | -1,929,000 | -1,852,000 |
| Net income | -1,234,000 | -1,072,000 | -3,337,000 | -3,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,911,000 | 15,962,000 | 13,574,000 | 13,709,000 |
| Total capital | 17,468,000 | 17,487,000 | 15,077,000 | 15,184,000 |
| Risk-weighted assets | 122,440,000 | 119,747,000 | 118,807,000 | 116,639,000 |