Call reports 2006
PATHWAY BANK — 2006
What PATHWAY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 87,129,000 | 91,741,000 | 95,565,000 | 101,710,000 |
| Total loans | 55,555,000 | 61,657,000 | 67,932,000 | 72,190,000 |
| Allowance for loan losses | 1,708,000 | 1,413,000 | 1,280,000 | 1,326,000 |
| Securities available for sale | 13,097,000 | 11,742,000 | 13,078,000 | 12,642,000 |
| Securities held to maturity | 8,465,000 | 8,425,000 | 8,690,000 | 8,867,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,857,000 | 71,698,000 | 73,401,000 | 79,071,000 |
| Interest-bearing deposits | 63,613,000 | 65,595,000 | 66,412,000 | 71,424,000 |
| Noninterest-bearing deposits | 7,244,000 | 6,103,000 | 6,989,000 | 7,647,000 |
| Equity capital | 11,042,000 | 11,217,000 | 11,522,000 | 11,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,266,000 | 2,686,000 | 4,245,000 | 5,922,000 |
| Interest expense | 518,000 | 1,126,000 | 1,842,000 | 2,660,000 |
| Net interest income | 748,000 | 1,560,000 | 2,403,000 | 3,262,000 |
| Noninterest income | 63,000 | 181,000 | 307,000 | 464,000 |
| Noninterest expense | 615,000 | 1,314,000 | 1,984,000 | 2,803,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 196,000 | 427,000 | 726,000 | 923,000 |
| Income tax | 32,000 | 84,000 | 161,000 | 164,000 |
| Net income | 164,000 | 343,000 | 565,000 | 759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,192,000 | 11,371,000 | 11,593,000 | 11,787,000 |
| Total capital | 11,970,000 | 12,218,000 | 12,522,000 | 12,766,000 |
| Risk-weighted assets | 61,334,000 | 67,190,000 | 73,983,000 | 77,946,000 |