Call reports 2002
PATHWAY BANK — 2002
What PATHWAY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 73,315,000 | 73,514,000 | 73,083,000 | 74,461,000 |
| Total loans | 43,806,000 | 46,106,000 | 47,588,000 | 45,236,000 |
| Allowance for loan losses | 1,249,000 | 1,461,000 | 1,730,000 | 1,169,000 |
| Securities available for sale | 12,132,000 | 11,737,000 | 11,236,000 | 11,150,000 |
| Securities held to maturity | 6,919,000 | 7,153,000 | 7,153,000 | 7,106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,896,000 | 59,850,000 | 58,997,000 | 60,700,000 |
| Interest-bearing deposits | 56,311,000 | 56,116,000 | 55,176,000 | 56,167,000 |
| Noninterest-bearing deposits | 3,585,000 | 3,734,000 | 3,822,000 | 4,533,000 |
| Equity capital | 12,562,000 | 12,780,000 | 13,071,000 | 13,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,178,000 | 2,337,000 | 3,580,000 | 4,692,000 |
| Interest expense | 519,000 | 994,000 | 1,446,000 | 1,857,000 |
| Net interest income | 659,000 | 1,343,000 | 2,134,000 | 2,835,000 |
| Noninterest income | 34,000 | 63,000 | 86,000 | 118,000 |
| Noninterest expense | 244,000 | 496,000 | 747,000 | 1,129,000 |
| Provision for loan losses | 188,000 | 375,000 | 563,000 | 950,000 |
| Pretax income | 261,000 | 535,000 | 910,000 | 874,000 |
| Income tax | 68,000 | 139,000 | 245,000 | 197,000 |
| Net income | 193,000 | 396,000 | 665,000 | 677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,475,000 | 12,669,000 | 12,929,000 | 12,933,000 |
| Total capital | 13,116,000 | 13,334,000 | 13,618,000 | 13,599,000 |
| Risk-weighted assets | 50,701,000 | 52,372,000 | 54,084,000 | 52,776,000 |