Call reports 2001
PATHWAY BANK — 2001
What PATHWAY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 70,644,000 | 70,417,000 | 71,858,000 | 72,854,000 |
| Total loans | 43,496,000 | 45,584,000 | 45,991,000 | 44,630,000 |
| Allowance for loan losses | 1,275,000 | 1,505,000 | 1,542,000 | 1,131,000 |
| Securities available for sale | 12,378,000 | 10,754,000 | 10,312,000 | 10,745,000 |
| Securities held to maturity | 5,463,000 | 6,043,000 | 6,062,000 | 6,417,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,644,000 | 57,096,000 | 58,164,000 | 59,583,000 |
| Interest-bearing deposits | 54,221,000 | 54,024,000 | 54,955,000 | 55,666,000 |
| Noninterest-bearing deposits | 3,423,000 | 3,072,000 | 3,210,000 | 3,918,000 |
| Equity capital | 12,036,000 | 12,217,000 | 12,458,000 | 12,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,401,000 | 2,746,000 | 4,085,000 | 5,318,000 |
| Interest expense | 708,000 | 1,412,000 | 2,094,000 | 2,727,000 |
| Net interest income | 693,000 | 1,334,000 | 1,991,000 | 2,591,000 |
| Noninterest income | 21,000 | 48,000 | 70,000 | 95,000 |
| Noninterest expense | 231,000 | 461,000 | 694,000 | 1,068,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 800,000 |
| Pretax income | 303,000 | 561,000 | 827,000 | 818,000 |
| Income tax | 87,000 | 156,000 | 227,000 | 198,000 |
| Net income | 216,000 | 405,000 | 600,000 | 620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,913,000 | 12,092,000 | 12,280,000 | 12,291,000 |
| Total capital | 12,822,000 | 12,885,000 | 13,065,000 | 13,077,000 |
| Risk-weighted assets | 72,343,000 | 62,717,000 | 62,041,000 | 62,481,000 |