Call reports 2025
FIRST NATIONAL BANK OF OKAWVILLE, THE — 2025
What FIRST NATIONAL BANK OF OKAWVILLE, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 66,533,000 | 64,161,000 | 64,360,000 | 67,653,000 |
| Total loans | 23,139,000 | 20,953,000 | 22,363,000 | 22,922,000 |
| Allowance for loan losses | 176,000 | 176,000 | 176,000 | 176,000 |
| Securities available for sale | 16,261,000 | 15,863,000 | 17,577,000 | 18,883,000 |
| Securities held to maturity | 20,419,000 | 19,839,000 | 19,721,000 | 18,838,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,312,000 | 56,854,000 | 56,820,000 | 60,056,000 |
| Interest-bearing deposits | 38,903,000 | 39,441,000 | 38,971,000 | 38,787,000 |
| Noninterest-bearing deposits | 20,409,000 | 17,413,000 | 17,849,000 | 21,269,000 |
| Equity capital | 6,955,000 | 7,018,000 | 7,274,000 | 7,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 587,000 | 1,167,000 | 1,748,000 | 2,350,000 |
| Interest expense | 126,000 | 251,000 | 390,000 | 531,000 |
| Net interest income | 461,000 | 916,000 | 1,358,000 | 1,819,000 |
| Noninterest income | 23,000 | 37,000 | 52,000 | 68,000 |
| Noninterest expense | 418,000 | 852,000 | 1,221,000 | 1,657,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 66,000 | 101,000 | 189,000 | 230,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 66,000 | 101,000 | 189,000 | 230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,189,000 | 8,181,000 | 8,225,000 | 8,223,000 |
| Total capital | 8,369,000 | 8,361,000 | 8,405,000 | — |
| Risk-weighted assets | 40,752,000 | 38,176,000 | 38,471,000 | — |