Call reports 2020
FIRST NATIONAL BANK OF OKAWVILLE, THE — 2020
What FIRST NATIONAL BANK OF OKAWVILLE, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 68,142,000 | 68,371,000 | 70,693,000 | 73,312,000 |
| Total loans | 22,326,000 | 23,372,000 | 23,485,000 | 23,078,000 |
| Allowance for loan losses | 182,000 | 186,000 | 187,000 | 187,000 |
| Securities available for sale | 5,948,000 | 5,333,000 | 5,330,000 | 5,111,000 |
| Securities held to maturity | 18,568,000 | 25,690,000 | 28,499,000 | 28,832,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,058,000 | 60,202,000 | 62,502,000 | 65,188,000 |
| Interest-bearing deposits | 43,774,000 | 44,035,000 | 45,480,000 | 44,976,000 |
| Noninterest-bearing deposits | 16,284,000 | 16,167,000 | 17,022,000 | 20,212,000 |
| Equity capital | 7,949,000 | 7,965,000 | 7,986,000 | 7,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 522,000 | 1,026,000 | 1,548,000 | 2,050,000 |
| Interest expense | 95,000 | 179,000 | 265,000 | 351,000 |
| Net interest income | 427,000 | 847,000 | 1,283,000 | 1,699,000 |
| Noninterest income | 29,000 | 41,000 | 57,000 | 72,000 |
| Noninterest expense | 360,000 | 733,000 | 1,108,000 | 1,504,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 96,000 | 155,000 | 232,000 | 267,000 |
| Income tax | 11,000 | 21,000 | 31,000 | 42,000 |
| Net income | 85,000 | 134,000 | 201,000 | 225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,802,000 | 7,812,000 | 7,834,000 | 7,808,000 |
| Total capital | 7,988,000 | 8,002,000 | 8,025,000 | 7,999,000 |
| Risk-weighted assets | 39,587,000 | 39,810,000 | 41,641,000 | 41,849,000 |