Call reports 2019
FIRST NATIONAL BANK OF OKAWVILLE, THE — 2019
What FIRST NATIONAL BANK OF OKAWVILLE, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 67,663,000 | 59,900,000 | 59,846,000 | 62,384,000 |
| Total loans | 23,440,000 | 23,352,000 | 24,475,000 | 24,308,000 |
| Allowance for loan losses | 188,000 | 183,000 | 182,000 | 182,000 |
| Securities available for sale | 11,133,000 | 10,784,000 | 8,356,000 | 7,823,000 |
| Securities held to maturity | 16,821,000 | 17,187,000 | 17,529,000 | 15,878,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,919,000 | 50,375,000 | 51,473,000 | 54,358,000 |
| Interest-bearing deposits | 39,107,000 | 37,469,000 | 38,765,000 | 36,353,000 |
| Noninterest-bearing deposits | 20,812,000 | 12,906,000 | 12,708,000 | 18,005,000 |
| Equity capital | 7,595,000 | 7,801,000 | 7,861,000 | 7,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 572,000 | 1,128,000 | 1,668,000 | 2,207,000 |
| Interest expense | 94,000 | 183,000 | 274,000 | 364,000 |
| Net interest income | 478,000 | 945,000 | 1,394,000 | 1,843,000 |
| Noninterest income | 27,000 | 49,000 | 73,000 | 91,000 |
| Noninterest expense | 352,000 | 725,000 | 1,080,000 | 1,491,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 153,000 | 269,000 | 387,000 | 443,000 |
| Income tax | 11,000 | 21,000 | 31,000 | 42,000 |
| Net income | 142,000 | 248,000 | 356,000 | 401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,582,000 | 7,650,000 | 7,713,000 | 7,710,000 |
| Total capital | 7,774,000 | 7,837,000 | 7,899,000 | 7,896,000 |
| Risk-weighted assets | 35,439,000 | 34,459,000 | 35,154,000 | 37,039,000 |