Call reports 2014
FIRST NATIONAL BANK OF OKAWVILLE, THE — 2014
What FIRST NATIONAL BANK OF OKAWVILLE, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 62,918,000 | 59,745,000 | 61,673,000 | 63,573,000 |
| Total loans | 19,325,000 | 20,303,000 | 22,108,000 | 23,879,000 |
| Allowance for loan losses | 187,000 | 188,000 | 188,000 | 188,000 |
| Securities available for sale | 14,280,000 | 15,959,000 | 15,698,000 | 14,210,000 |
| Securities held to maturity | 18,109,000 | 18,228,000 | 18,329,000 | 17,640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,792,000 | 48,474,000 | 48,287,000 | 51,842,000 |
| Interest-bearing deposits | 40,184,000 | 37,852,000 | 38,719,000 | 37,842,000 |
| Noninterest-bearing deposits | 16,608,000 | 10,622,000 | 9,568,000 | 14,000,000 |
| Equity capital | 5,983,000 | 6,133,000 | 6,187,000 | 6,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 468,000 | 954,000 | 1,462,000 | 1,981,000 |
| Interest expense | 84,000 | 159,000 | 236,000 | 314,000 |
| Net interest income | 384,000 | 795,000 | 1,226,000 | 1,667,000 |
| Noninterest income | 26,000 | 45,000 | 66,000 | 89,000 |
| Noninterest expense | 345,000 | 703,000 | 1,055,000 | 1,437,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 65,000 | 137,000 | 240,000 | 332,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 65,000 | 137,000 | 240,000 | 332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,225,000 | 6,254,000 | 6,315,000 | 6,364,000 |
| Total capital | 6,416,000 | 6,446,000 | 6,507,000 | 6,556,000 |
| Risk-weighted assets | 32,791,000 | 32,788,000 | 34,843,000 | 36,158,000 |