Call reports 2013
FIRST NATIONAL BANK OF OKAWVILLE, THE — 2013
What FIRST NATIONAL BANK OF OKAWVILLE, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 57,420,000 | 55,884,000 | 55,044,000 | 56,717,000 |
| Total loans | 18,746,000 | 18,975,000 | 18,846,000 | 19,541,000 |
| Allowance for loan losses | 183,000 | 183,000 | 191,000 | 189,000 |
| Securities available for sale | 14,649,000 | 13,148,000 | 12,232,000 | 11,936,000 |
| Securities held to maturity | 19,138,000 | 19,275,000 | 19,266,000 | 18,427,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,998,000 | 47,191,000 | 47,217,000 | 50,721,000 |
| Interest-bearing deposits | 38,263,000 | 36,788,000 | 37,414,000 | 37,408,000 |
| Noninterest-bearing deposits | 12,735,000 | 10,403,000 | 9,803,000 | 13,313,000 |
| Equity capital | 6,278,000 | 6,092,000 | 5,896,000 | 5,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 476,000 | 966,000 | 1,442,000 | 1,912,000 |
| Interest expense | 95,000 | 173,000 | 251,000 | 329,000 |
| Net interest income | 381,000 | 793,000 | 1,191,000 | 1,583,000 |
| Noninterest income | 29,000 | 52,000 | 77,000 | 100,000 |
| Noninterest expense | 341,000 | 687,000 | 1,011,000 | 1,377,000 |
| Provision for loan losses | 0 | 0 | 8,000 | 11,000 |
| Pretax income | 69,000 | 158,000 | 249,000 | 295,000 |
| Income tax | 2,000 | 6,000 | 10,000 | 10,000 |
| Net income | 67,000 | 152,000 | 239,000 | 285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,095,000 | 6,144,000 | 6,374,000 | 6,192,000 |
| Total capital | 6,282,000 | 6,331,000 | 6,569,000 | 6,385,000 |
| Risk-weighted assets | 30,880,000 | 30,983,000 | 31,554,000 | 31,833,000 |