Call reports 2012
FIRST NATIONAL BANK OF OKAWVILLE, THE — 2012
What FIRST NATIONAL BANK OF OKAWVILLE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 54,744,000 | 52,586,000 | 52,470,000 | 57,101,000 |
| Total loans | 18,918,000 | 19,557,000 | 19,535,000 | 20,974,000 |
| Allowance for loan losses | 134,000 | 141,000 | 141,000 | 183,000 |
| Securities available for sale | 11,066,000 | 10,018,000 | 9,203,000 | 10,134,000 |
| Securities held to maturity | 18,023,000 | 18,812,000 | 18,985,000 | 18,436,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,511,000 | 44,934,000 | 44,755,000 | 50,668,000 |
| Interest-bearing deposits | 36,243,000 | 35,251,000 | 34,155,000 | 36,240,000 |
| Noninterest-bearing deposits | 12,268,000 | 9,683,000 | 10,601,000 | 14,428,000 |
| Equity capital | 6,105,000 | 6,198,000 | 6,277,000 | 6,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 488,000 | 975,000 | 1,456,000 | 1,940,000 |
| Interest expense | 116,000 | 214,000 | 309,000 | 396,000 |
| Net interest income | 372,000 | 761,000 | 1,147,000 | 1,544,000 |
| Noninterest income | 31,000 | 58,000 | 103,000 | 128,000 |
| Noninterest expense | 347,000 | 674,000 | 977,000 | 1,317,000 |
| Provision for loan losses | 7,000 | 14,000 | 14,000 | 56,000 |
| Pretax income | 49,000 | 131,000 | 259,000 | 299,000 |
| Income tax | -32,000 | -58,000 | -52,000 | -91,000 |
| Net income | 81,000 | 189,000 | 311,000 | 390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,077,000 | 6,144,000 | 6,225,000 | 6,086,000 |
| Total capital | 6,215,000 | 6,289,000 | 6,370,000 | 6,273,000 |
| Risk-weighted assets | 30,097,000 | 30,252,000 | 30,591,000 | 32,215,000 |