Call reports 2011
FIRST NATIONAL BANK OF OKAWVILLE, THE — 2011
What FIRST NATIONAL BANK OF OKAWVILLE, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 56,400,000 | 53,196,000 | 51,361,000 | 54,050,000 |
| Total loans | 19,748,000 | 19,249,000 | 19,255,000 | 20,521,000 |
| Allowance for loan losses | 125,000 | 127,000 | 127,000 | 127,000 |
| Securities available for sale | 11,799,000 | 12,933,000 | 11,125,000 | 10,381,000 |
| Securities held to maturity | 14,478,000 | 15,703,000 | 17,006,000 | 17,668,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,381,000 | 46,957,000 | 44,250,000 | 47,217,000 |
| Interest-bearing deposits | 39,145,000 | 36,696,000 | 35,522,000 | 35,615,000 |
| Noninterest-bearing deposits | 11,236,000 | 10,261,000 | 8,728,000 | 11,602,000 |
| Equity capital | 5,857,000 | 6,007,000 | 6,081,000 | 6,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 488,000 | 985,000 | 1,501,000 | 2,011,000 |
| Interest expense | 153,000 | 292,000 | 419,000 | 537,000 |
| Net interest income | 335,000 | 693,000 | 1,082,000 | 1,474,000 |
| Noninterest income | 32,000 | 52,000 | 78,000 | 103,000 |
| Noninterest expense | 328,000 | 657,000 | 948,000 | 1,311,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 39,000 | 117,000 | 285,000 | 339,000 |
| Income tax | -24,000 | -39,000 | -19,000 | -47,000 |
| Net income | 63,000 | 156,000 | 304,000 | 386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,840,000 | 5,892,000 | 5,998,000 | 6,038,000 |
| Total capital | 5,969,000 | 6,023,000 | 6,129,000 | 6,169,000 |
| Risk-weighted assets | 30,010,000 | 29,438,000 | 29,245,000 | 30,996,000 |