Call reports 2010
FIRST NATIONAL BANK OF OKAWVILLE, THE — 2010
What FIRST NATIONAL BANK OF OKAWVILLE, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 48,262,000 | 47,458,000 | 47,409,000 | 51,079,000 |
| Total loans | 20,453,000 | 21,203,000 | 21,796,000 | 22,661,000 |
| Allowance for loan losses | 143,000 | 149,000 | 149,000 | 150,000 |
| Securities available for sale | 11,748,000 | 11,500,000 | 10,020,000 | 9,187,000 |
| Securities held to maturity | 9,393,000 | 9,935,000 | 11,378,000 | 12,188,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,302,000 | 41,185,000 | 41,253,000 | 45,024,000 |
| Interest-bearing deposits | 33,642,000 | 33,568,000 | 33,346,000 | 33,899,000 |
| Noninterest-bearing deposits | 8,660,000 | 7,617,000 | 7,907,000 | 11,125,000 |
| Equity capital | 5,744,000 | 5,852,000 | 5,890,000 | 5,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 506,000 | 1,010,000 | 1,519,000 | 2,033,000 |
| Interest expense | 155,000 | 299,000 | 444,000 | 579,000 |
| Net interest income | 351,000 | 711,000 | 1,075,000 | 1,454,000 |
| Noninterest income | 33,000 | 67,000 | 95,000 | 120,000 |
| Noninterest expense | 329,000 | 728,000 | 1,045,000 | 1,399,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 55,000 | 52,000 | 128,000 | 187,000 |
| Income tax | -7,000 | -41,000 | -43,000 | -65,000 |
| Net income | 62,000 | 93,000 | 171,000 | 252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,712,000 | 5,743,000 | 5,780,000 | 5,819,000 |
| Total capital | 5,859,000 | 5,896,000 | 5,933,000 | 5,973,000 |
| Risk-weighted assets | 27,800,000 | 28,099,000 | 29,105,000 | 30,230,000 |