Call reports 2007
FIRST NATIONAL BANK OF OKAWVILLE, THE — 2007
What FIRST NATIONAL BANK OF OKAWVILLE, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 41,131,000 | 40,407,000 | 40,360,000 | 40,949,000 |
| Total loans | 23,584,000 | 23,199,000 | 23,404,000 | 24,706,000 |
| Allowance for loan losses | 269,000 | 270,000 | 266,000 | 266,000 |
| Securities available for sale | 11,537,000 | 12,388,000 | 11,796,000 | 10,433,000 |
| Securities held to maturity | 2,167,000 | 2,242,000 | 2,762,000 | 3,217,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,171,000 | 33,517,000 | 34,105,000 | 34,480,000 |
| Interest-bearing deposits | 28,142,000 | 27,392,000 | 27,976,000 | 28,627,000 |
| Noninterest-bearing deposits | 7,029,000 | 6,125,000 | 6,129,000 | 5,853,000 |
| Equity capital | 5,695,000 | 5,714,000 | 5,859,000 | 5,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 585,000 | 1,186,000 | 1,795,000 | 2,414,000 |
| Interest expense | 202,000 | 413,000 | 637,000 | 859,000 |
| Net interest income | 383,000 | 773,000 | 1,158,000 | 1,555,000 |
| Noninterest income | 31,000 | 51,000 | 77,000 | 103,000 |
| Noninterest expense | 273,000 | 569,000 | 852,000 | 1,200,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 141,000 | 255,000 | 383,000 | 458,000 |
| Income tax | 42,000 | 71,000 | 105,000 | 120,000 |
| Net income | 99,000 | 184,000 | 278,000 | 338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,764,000 | 5,810,000 | 5,866,000 | 5,888,000 |
| Total capital | 6,033,000 | 6,080,000 | 6,136,000 | 6,158,000 |
| Risk-weighted assets | 25,558,000 | 22,096,000 | 25,505,000 | 26,936,000 |