Call reports 2006
FIRST NATIONAL BANK OF OKAWVILLE, THE — 2006
What FIRST NATIONAL BANK OF OKAWVILLE, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 42,758,000 | 41,788,000 | 39,898,000 | 40,524,000 |
| Total loans | 25,840,000 | 26,115,000 | 24,960,000 | 24,876,000 |
| Allowance for loan losses | 271,000 | 267,000 | 267,000 | 268,000 |
| Securities available for sale | 13,026,000 | 11,730,000 | 10,884,000 | 10,677,000 |
| Securities held to maturity | 1,951,000 | 1,910,000 | 1,951,000 | 1,974,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,841,000 | 32,667,000 | 32,767,000 | 33,766,000 |
| Interest-bearing deposits | 26,643,000 | 26,925,000 | 26,820,000 | 26,923,000 |
| Noninterest-bearing deposits | 6,198,000 | 5,742,000 | 5,947,000 | 6,843,000 |
| Equity capital | 5,387,000 | 5,406,000 | 5,575,000 | 5,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 592,000 | 1,196,000 | 1,800,000 | 2,381,000 |
| Interest expense | 202,000 | 425,000 | 631,000 | 829,000 |
| Net interest income | 390,000 | 771,000 | 1,169,000 | 1,552,000 |
| Noninterest income | 31,000 | 57,000 | 86,000 | 110,000 |
| Noninterest expense | 262,000 | 551,000 | 822,000 | 1,173,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 159,000 | 277,000 | 433,000 | 489,000 |
| Income tax | 49,000 | 82,000 | 127,000 | 138,000 |
| Net income | 110,000 | 195,000 | 306,000 | 351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,571,000 | 5,619,000 | 5,695,000 | 5,704,000 |
| Total capital | 5,842,000 | 5,886,000 | 5,962,000 | 5,972,000 |
| Risk-weighted assets | 27,411,000 | 27,102,000 | 26,390,000 | 26,307,000 |