Call reports 2005
FIRST NATIONAL BANK OF OKAWVILLE, THE — 2005
What FIRST NATIONAL BANK OF OKAWVILLE, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 42,221,000 | 40,944,000 | 41,859,000 | 44,484,000 |
| Total loans | 24,186,000 | 23,675,000 | 24,313,000 | 26,383,000 |
| Allowance for loan losses | 275,000 | 272,000 | 272,000 | 271,000 |
| Securities available for sale | 13,007,000 | 13,152,000 | 13,080,000 | 13,020,000 |
| Securities held to maturity | 2,017,000 | 2,157,000 | 2,148,000 | 1,986,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,872,000 | 33,725,000 | 33,695,000 | 35,438,000 |
| Interest-bearing deposits | 31,488,000 | 27,982,000 | 27,979,000 | 28,034,000 |
| Noninterest-bearing deposits | 5,384,000 | 5,743,000 | 5,716,000 | 7,404,000 |
| Equity capital | 5,147,000 | 5,288,000 | 5,310,000 | 5,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 540,000 | 1,085,000 | 1,643,000 | 2,217,000 |
| Interest expense | 157,000 | 321,000 | 499,000 | 687,000 |
| Net interest income | 383,000 | 764,000 | 1,144,000 | 1,530,000 |
| Noninterest income | 34,000 | 61,000 | 88,000 | 114,000 |
| Noninterest expense | 280,000 | 566,000 | 832,000 | 1,151,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 137,000 | 259,000 | 400,000 | 493,000 |
| Income tax | 42,000 | 77,000 | 118,000 | 139,000 |
| Net income | 95,000 | 182,000 | 282,000 | 354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,338,000 | 5,392,000 | 5,459,000 | 5,497,000 |
| Total capital | 5,613,000 | 5,664,000 | 5,731,000 | 5,768,000 |
| Risk-weighted assets | 26,156,000 | 25,721,000 | 26,466,000 | 28,267,000 |