Call reports 2004
FIRST NATIONAL BANK OF OKAWVILLE, THE — 2004
What FIRST NATIONAL BANK OF OKAWVILLE, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 41,915,000 | 41,587,000 | 39,826,000 | 41,779,000 |
| Total loans | 21,926,000 | 22,141,000 | 22,178,000 | 24,047,000 |
| Allowance for loan losses | 274,000 | 274,000 | 275,000 | 275,000 |
| Securities available for sale | 12,947,000 | 15,423,000 | 13,555,000 | 13,194,000 |
| Securities held to maturity | 2,071,000 | 2,097,000 | 2,153,000 | 1,985,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,423,000 | 34,657,000 | 34,045,000 | 35,508,000 |
| Interest-bearing deposits | 31,091,000 | 29,591,000 | 29,125,000 | 29,507,000 |
| Noninterest-bearing deposits | 5,332,000 | 5,066,000 | 4,920,000 | 6,001,000 |
| Equity capital | 5,155,000 | 4,990,000 | 5,205,000 | 5,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 532,000 | 1,071,000 | 1,600,000 | 2,136,000 |
| Interest expense | 139,000 | 283,000 | 425,000 | 569,000 |
| Net interest income | 393,000 | 788,000 | 1,175,000 | 1,567,000 |
| Noninterest income | 34,000 | 61,000 | 88,000 | 110,000 |
| Noninterest expense | 286,000 | 568,000 | 853,000 | 1,171,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 141,000 | 281,000 | 412,000 | 508,000 |
| Income tax | 44,000 | 86,000 | 125,000 | 151,000 |
| Net income | 97,000 | 195,000 | 287,000 | 357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,110,000 | 5,177,000 | 5,238,000 | 5,277,000 |
| Total capital | 5,384,000 | 5,451,000 | 5,513,000 | 5,552,000 |
| Risk-weighted assets | 23,294,000 | 23,703,000 | 23,749,000 | 25,750,000 |