Call reports 2003
FIRST NATIONAL BANK OF OKAWVILLE, THE — 2003
What FIRST NATIONAL BANK OF OKAWVILLE, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 38,345,000 | 38,816,000 | 38,492,000 | 38,910,000 |
| Total loans | 23,345,000 | 23,465,000 | 22,876,000 | 23,235,000 |
| Allowance for loan losses | 266,000 | 267,000 | 272,000 | 273,000 |
| Securities available for sale | 5,421,000 | 7,329,000 | 11,127,000 | 11,340,000 |
| Securities held to maturity | 2,023,000 | 2,149,000 | 2,245,000 | 2,035,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,130,000 | 33,513,000 | 33,187,000 | 32,963,000 |
| Interest-bearing deposits | 28,228,000 | 29,301,000 | 28,533,000 | 27,736,000 |
| Noninterest-bearing deposits | 4,902,000 | 4,212,000 | 4,654,000 | 5,227,000 |
| Equity capital | 4,929,000 | 4,980,000 | 4,986,000 | 5,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 565,000 | 1,088,000 | 1,611,000 | 2,138,000 |
| Interest expense | 183,000 | 361,000 | 522,000 | 666,000 |
| Net interest income | 382,000 | 727,000 | 1,089,000 | 1,472,000 |
| Noninterest income | 37,000 | 69,000 | 97,000 | 122,000 |
| Noninterest expense | 270,000 | 531,000 | 804,000 | 1,096,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 149,000 | 265,000 | 382,000 | 498,000 |
| Income tax | 49,000 | 87,000 | 124,000 | 152,000 |
| Net income | 100,000 | 178,000 | 258,000 | 346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,883,000 | 4,934,000 | 4,985,000 | 5,044,000 |
| Total capital | 5,149,000 | 5,201,000 | 5,257,000 | 5,317,000 |
| Risk-weighted assets | 23,267,000 | 24,334,000 | 23,530,000 | 24,210,000 |