Call reports 2002
FIRST NATIONAL BANK OF OKAWVILLE, THE — 2002
What FIRST NATIONAL BANK OF OKAWVILLE, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 38,456,000 | 38,679,000 | 36,904,000 | 37,102,000 |
| Total loans | 24,201,000 | 24,226,000 | 24,213,000 | 23,567,000 |
| Allowance for loan losses | 269,000 | 269,000 | 263,000 | 263,000 |
| Securities available for sale | 7,746,000 | 7,626,000 | 8,862,000 | 7,243,000 |
| Securities held to maturity | 1,801,000 | 1,916,000 | 1,907,000 | 1,965,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,511,000 | 33,514,000 | 31,557,000 | 31,773,000 |
| Interest-bearing deposits | 28,486,000 | 28,450,000 | 27,391,000 | 27,053,000 |
| Noninterest-bearing deposits | 5,025,000 | 5,064,000 | 4,166,000 | 4,720,000 |
| Equity capital | 4,624,000 | 4,748,000 | 4,835,000 | 4,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 616,000 | 1,211,000 | 1,801,000 | 2,371,000 |
| Interest expense | 243,000 | 473,000 | 688,000 | 886,000 |
| Net interest income | 373,000 | 738,000 | 1,113,000 | 1,485,000 |
| Noninterest income | 32,000 | 67,000 | 100,000 | 128,000 |
| Noninterest expense | 248,000 | 503,000 | 756,000 | 1,053,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 157,000 | 302,000 | 457,000 | 560,000 |
| Income tax | 52,000 | 96,000 | 146,000 | 175,000 |
| Net income | 105,000 | 206,000 | 311,000 | 385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,612,000 | 4,686,000 | 4,764,000 | 4,812,000 |
| Total capital | 4,881,000 | 4,955,000 | 5,027,000 | 5,075,000 |
| Risk-weighted assets | 23,482,000 | 24,113,000 | 23,788,000 | 23,662,000 |