Call reports 2001
FIRST NATIONAL BANK OF OKAWVILLE, THE — 2001
What FIRST NATIONAL BANK OF OKAWVILLE, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 36,262,000 | 35,271,000 | 36,579,000 | 37,763,000 |
| Total loans | 23,939,000 | 23,026,000 | 23,645,000 | 24,199,000 |
| Allowance for loan losses | 296,000 | 267,000 | 266,000 | 268,000 |
| Securities available for sale | 6,046,000 | 5,868,000 | 7,508,000 | 8,302,000 |
| Securities held to maturity | 1,426,000 | 1,522,000 | 1,839,000 | 1,752,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,575,000 | 29,466,000 | 30,602,000 | 32,743,000 |
| Interest-bearing deposits | 25,954,000 | 25,459,000 | 26,231,000 | 27,913,000 |
| Noninterest-bearing deposits | 4,621,000 | 4,007,000 | 4,371,000 | 4,830,000 |
| Equity capital | 4,387,000 | 4,455,000 | 4,564,000 | 4,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 649,000 | 1,295,000 | 1,934,000 | 2,576,000 |
| Interest expense | 296,000 | 588,000 | 873,000 | 1,145,000 |
| Net interest income | 353,000 | 707,000 | 1,061,000 | 1,431,000 |
| Noninterest income | 30,000 | 54,000 | 76,000 | 100,000 |
| Noninterest expense | 256,000 | 512,000 | 749,000 | 1,033,000 |
| Provision for loan losses | 8,000 | 14,000 | 20,000 | 24,000 |
| Pretax income | 119,000 | 235,000 | 368,000 | 474,000 |
| Income tax | 39,000 | 74,000 | 116,000 | 146,000 |
| Net income | 80,000 | 161,000 | 252,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,358,000 | 4,415,000 | 4,482,000 | 4,533,000 |
| Total capital | 4,654,000 | 4,682,000 | 4,748,000 | 4,801,000 |
| Risk-weighted assets | 23,667,000 | 22,833,000 | 23,683,000 | 23,968,000 |