Call reports 2025
SOUTHERN BANCORP BANK — 2025
What SOUTHERN BANCORP BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,781,417,000 | 2,762,621,000 | 2,749,325,000 | 2,779,153,000 |
| Total loans | 1,741,489,000 | 1,816,146,000 | 1,824,177,000 | 1,848,204,000 |
| Allowance for loan losses | 19,008,000 | 18,718,000 | 18,543,000 | 20,136,000 |
| Securities available for sale | 219,301,000 | 211,977,000 | 210,747,000 | 201,935,000 |
| Securities held to maturity | 366,547,000 | 365,214,000 | 364,160,000 | 362,375,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,133,099,000 | 2,124,098,000 | 2,092,323,000 | 2,118,144,000 |
| Interest-bearing deposits | 1,660,484,000 | 1,668,945,000 | 1,638,122,000 | 1,694,267,000 |
| Noninterest-bearing deposits | 472,615,000 | 455,153,000 | 454,201,000 | 423,877,000 |
| Equity capital | 364,887,000 | 368,458,000 | 379,715,000 | 387,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 34,416,000 | 69,433,000 | 105,564,000 | 141,739,000 |
| Interest expense | 12,046,000 | 23,977,000 | 36,557,000 | 48,996,000 |
| Net interest income | 22,370,000 | 45,456,000 | 69,007,000 | 92,743,000 |
| Noninterest income | 3,643,000 | 6,999,000 | 10,772,000 | 15,931,000 |
| Noninterest expense | 20,243,000 | 40,871,000 | 60,315,000 | 79,585,000 |
| Provision for loan losses | 300,000 | 750,000 | 1,500,000 | 3,400,000 |
| Pretax income | 5,470,000 | 10,834,000 | 17,964,000 | 25,689,000 |
| Income tax | 315,000 | 887,000 | 1,518,000 | 3,117,000 |
| Net income | 5,155,000 | 9,947,000 | 16,446,000 | 22,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 341,405,000 | 346,399,000 | 353,101,000 | 359,436,000 |
| Total capital | 363,936,000 | 369,851,000 | 376,379,000 | — |
| Risk-weighted assets | 1,800,628,000 | 1,877,308,000 | 1,900,554,000 | — |