Call reports 2019
SOUTHERN BANCORP BANK — 2019
What SOUTHERN BANCORP BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,360,589,000 | 1,421,204,000 | 1,461,819,000 | 1,495,986,000 |
| Total loans | 981,783,000 | 1,017,884,000 | 1,030,531,000 | 1,004,642,000 |
| Allowance for loan losses | 11,583,000 | 11,722,000 | 13,032,000 | 13,398,000 |
| Securities available for sale | 151,614,000 | 149,019,000 | 140,810,000 | 152,876,000 |
| Securities held to maturity | 34,892,000 | 34,231,000 | 33,731,000 | 33,480,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,113,656,000 | 1,173,138,000 | 1,209,381,000 | 1,239,254,000 |
| Interest-bearing deposits | 1,058,892,000 | 1,128,817,000 | 1,162,589,000 | 1,195,618,000 |
| Noninterest-bearing deposits | 54,764,000 | 44,321,000 | 46,792,000 | 43,636,000 |
| Equity capital | 157,581,000 | 162,421,000 | 166,428,000 | 169,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 14,074,000 | 28,723,000 | 44,439,000 | 59,542,000 |
| Interest expense | 2,423,000 | 5,229,000 | 8,239,000 | 11,272,000 |
| Net interest income | 11,651,000 | 23,494,000 | 36,200,000 | 48,270,000 |
| Noninterest income | 2,664,000 | 5,174,000 | 8,104,000 | 10,846,000 |
| Noninterest expense | 9,401,000 | 17,629,000 | 27,654,000 | 37,561,000 |
| Provision for loan losses | 980,000 | 2,480,000 | 4,130,000 | 5,280,000 |
| Pretax income | 3,934,000 | 8,559,000 | 12,520,000 | 16,275,000 |
| Income tax | 575,000 | 1,350,000 | 1,800,000 | 2,475,000 |
| Net income | 3,359,000 | 7,209,000 | 10,720,000 | 13,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,970,000 | 123,808,000 | 127,319,000 | 130,420,000 |
| Total capital | 131,553,000 | 135,530,000 | 140,351,000 | 143,120,000 |
| Risk-weighted assets | 1,015,372,000 | 1,041,668,000 | 1,047,444,000 | 1,015,230,000 |