Call reports 2015
SOUTHERN BANCORP BANK — 2015
What SOUTHERN BANCORP BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,166,122,000 | 1,152,642,000 | 1,184,707,000 | 1,185,130,000 |
| Total loans | 766,971,000 | 802,054,000 | 806,212,000 | 776,526,000 |
| Allowance for loan losses | 8,666,000 | 8,745,000 | 8,806,000 | 8,507,000 |
| Securities available for sale | 206,619,000 | 198,263,000 | 193,268,000 | 206,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 964,759,000 | 929,844,000 | 906,409,000 | 989,701,000 |
| Interest-bearing deposits | 921,188,000 | 889,751,000 | 864,045,000 | 944,909,000 |
| Noninterest-bearing deposits | 43,571,000 | 40,093,000 | 42,364,000 | 44,792,000 |
| Equity capital | 138,845,000 | 138,778,000 | 142,359,000 | 142,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,274,000 | 22,856,000 | 34,816,000 | 46,510,000 |
| Interest expense | 747,000 | 1,494,000 | 2,239,000 | 2,972,000 |
| Net interest income | 10,527,000 | 21,362,000 | 32,577,000 | 43,538,000 |
| Noninterest income | 2,231,000 | 4,695,000 | 7,035,000 | 8,955,000 |
| Noninterest expense | 8,618,000 | 17,409,000 | 26,408,000 | 37,326,000 |
| Provision for loan losses | 275,000 | 645,000 | 1,065,000 | 1,600,000 |
| Pretax income | 3,866,000 | 8,061,000 | 12,246,000 | 13,674,000 |
| Income tax | 1,010,000 | 2,145,000 | 3,366,000 | 3,856,000 |
| Net income | 2,856,000 | 5,916,000 | 8,880,000 | 9,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,640,000 | 104,200,000 | 106,164,000 | 106,352,000 |
| Total capital | 110,306,000 | 112,945,000 | 114,970,000 | 114,859,000 |
| Risk-weighted assets | 822,503,000 | 848,328,000 | 840,067,000 | 815,474,000 |