Call reports 2013
SOUTHERN BANCORP BANK — 2013
What SOUTHERN BANCORP BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,100,836,000 | 1,180,337,000 | 1,197,880,000 | 1,150,854,000 |
| Total loans | 677,019,000 | 731,235,000 | 759,189,000 | 742,092,000 |
| Allowance for loan losses | 7,823,000 | 8,363,000 | 8,095,000 | 8,593,000 |
| Securities available for sale | 259,493,000 | 236,694,000 | 226,482,000 | 218,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 923,741,000 | 906,604,000 | 902,089,000 | 957,891,000 |
| Interest-bearing deposits | 747,330,000 | 734,477,000 | 728,462,000 | 772,642,000 |
| Noninterest-bearing deposits | 176,411,000 | 172,127,000 | 173,627,000 | 185,249,000 |
| Equity capital | 122,116,000 | 117,429,000 | 118,143,000 | 119,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 10,571,000 | 21,731,000 | 33,572,000 | 45,284,000 |
| Interest expense | 915,000 | 1,784,000 | 3,063,000 | 3,866,000 |
| Net interest income | 9,656,000 | 19,947,000 | 30,509,000 | 41,418,000 |
| Noninterest income | 1,696,000 | 3,810,000 | 5,584,000 | 8,656,000 |
| Noninterest expense | 8,412,000 | 17,635,000 | 26,033,000 | 34,579,000 |
| Provision for loan losses | 773,000 | 1,582,000 | 2,511,000 | 3,185,000 |
| Pretax income | 2,209,000 | 4,593,000 | 7,602,000 | 12,363,000 |
| Income tax | 501,000 | 616,000 | 1,434,000 | 2,850,000 |
| Net income | 1,708,000 | 3,977,000 | 6,168,000 | 9,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,770,000 | 84,789,000 | 86,480,000 | 88,825,000 |
| Total capital | 91,593,000 | 93,152,000 | 94,575,000 | 97,418,000 |
| Risk-weighted assets | 712,159,000 | 756,706,000 | 780,594,000 | 769,085,000 |