Call reports 2012
SOUTHERN BANCORP BANK — 2012
What SOUTHERN BANCORP BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,130,096,000 | 1,086,568,000 | 1,088,776,000 | 1,117,585,000 |
| Total loans | 600,366,000 | 658,585,000 | 672,287,000 | 673,448,000 |
| Allowance for loan losses | 8,065,000 | 8,418,000 | 7,993,000 | 8,032,000 |
| Securities available for sale | 307,642,000 | 229,003,000 | 231,098,000 | 277,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 950,534,000 | 906,573,000 | 908,967,000 | 938,082,000 |
| Interest-bearing deposits | 782,035,000 | 729,796,000 | 743,674,000 | 737,382,000 |
| Noninterest-bearing deposits | 168,499,000 | 176,777,000 | 165,293,000 | 200,700,000 |
| Equity capital | 119,620,000 | 121,391,000 | 121,783,000 | 122,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 11,013,000 | 22,115,000 | 34,290,000 | 45,375,000 |
| Interest expense | 1,824,000 | 3,323,000 | 4,622,000 | 5,696,000 |
| Net interest income | 9,189,000 | 18,792,000 | 29,668,000 | 39,679,000 |
| Noninterest income | 2,027,000 | 4,030,000 | 6,020,000 | 9,454,000 |
| Noninterest expense | 8,188,000 | 16,353,000 | 24,557,000 | 33,435,000 |
| Provision for loan losses | 585,000 | 1,585,000 | 3,005,000 | 3,773,000 |
| Pretax income | 2,685,000 | 7,628,000 | 10,876,000 | 14,562,000 |
| Income tax | 662,000 | 2,118,000 | 3,191,000 | 3,740,000 |
| Net income | 2,023,000 | 5,510,000 | 7,685,000 | 10,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,673,000 | 81,410,000 | 81,586,000 | 83,122,000 |
| Total capital | 86,738,000 | 89,828,000 | 89,579,000 | 91,154,000 |
| Risk-weighted assets | 660,971,000 | 681,404,000 | 690,565,000 | 700,247,000 |