Call reports 2011
SOUTHERN BANCORP BANK — 2011
What SOUTHERN BANCORP BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,088,264,000 | 1,118,458,000 | 1,132,913,000 | 1,147,058,000 |
| Total loans | 617,539,000 | 659,257,000 | 662,925,000 | 612,083,000 |
| Allowance for loan losses | 7,416,000 | 7,666,000 | 7,513,000 | 7,713,000 |
| Securities available for sale | 273,660,000 | 274,517,000 | 257,556,000 | 297,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 915,703,000 | 900,615,000 | 916,161,000 | 967,635,000 |
| Interest-bearing deposits | 780,367,000 | 772,817,000 | 769,246,000 | 806,729,000 |
| Noninterest-bearing deposits | 135,336,000 | 127,798,000 | 146,915,000 | 160,906,000 |
| Equity capital | 113,494,000 | 117,130,000 | 120,208,000 | 119,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 12,826,000 | 24,792,000 | 37,191,000 | 48,794,000 |
| Interest expense | 2,442,000 | 4,726,000 | 6,931,000 | 9,023,000 |
| Net interest income | 10,384,000 | 20,066,000 | 30,260,000 | 39,771,000 |
| Noninterest income | 3,517,000 | 5,251,000 | 7,179,000 | 8,864,000 |
| Noninterest expense | 8,397,000 | 16,570,000 | 24,754,000 | 34,475,000 |
| Provision for loan losses | 1,864,000 | 2,374,000 | 3,084,000 | 3,896,000 |
| Pretax income | 3,613,000 | 6,314,000 | 9,528,000 | 10,201,000 |
| Income tax | 872,000 | 1,510,000 | 2,242,000 | 2,218,000 |
| Net income | 2,741,000 | 4,804,000 | 7,286,000 | 7,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,848,000 | 76,712,000 | 78,194,000 | 77,640,000 |
| Total capital | 83,264,000 | 84,378,000 | 85,707,000 | 85,353,000 |
| Risk-weighted assets | 684,764,000 | 704,853,000 | 711,936,000 | 667,742,000 |