Call reports 2025
FIRST FEDERAL SAVINGS OF MIDDLETOWN — 2025
What FIRST FEDERAL SAVINGS OF MIDDLETOWN reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 182,645,000 | 180,918,000 | 180,940,000 | 181,779,000 |
| Total loans | 158,526,000 | 152,268,000 | 155,033,000 | 153,654,000 |
| Allowance for loan losses | 1,620,000 | 1,605,000 | 1,602,000 | 1,639,000 |
| Securities available for sale | 99,000 | 91,000 | 86,000 | 81,000 |
| Securities held to maturity | 4,303,000 | 4,277,000 | 256,000 | 236,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,559,000 | 108,581,000 | 107,468,000 | 107,979,000 |
| Interest-bearing deposits | 105,717,000 | 103,890,000 | 103,654,000 | 104,717,000 |
| Noninterest-bearing deposits | 5,842,000 | 4,691,000 | 3,814,000 | 3,262,000 |
| Equity capital | 64,470,000 | 65,534,000 | 66,463,000 | 66,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,730,000 | 5,632,000 | 8,402,000 | 11,192,000 |
| Interest expense | 553,000 | 1,090,000 | 1,628,000 | 2,177,000 |
| Net interest income | 2,177,000 | 4,542,000 | 6,774,000 | 9,015,000 |
| Noninterest income | 146,000 | 98,000 | 141,000 | 183,000 |
| Noninterest expense | 1,059,000 | 2,016,000 | 3,082,000 | 4,781,000 |
| Provision for loan losses | 22,000 | 7,000 | 4,000 | 41,000 |
| Pretax income | 1,242,000 | 2,617,000 | 3,829,000 | 4,376,000 |
| Income tax | 280,000 | 591,000 | 874,000 | 1,014,000 |
| Net income | 962,000 | 2,026,000 | 2,955,000 | 3,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,470,000 | 65,534,000 | 66,463,000 | 66,870,000 |