Call reports 2021
FIRST FEDERAL SAVINGS OF MIDDLETOWN — 2021
What FIRST FEDERAL SAVINGS OF MIDDLETOWN reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 178,044,000 | 168,906,000 | 170,950,000 | 171,172,000 |
| Total loans | 76,462,000 | 84,106,000 | 83,726,000 | 92,966,000 |
| Allowance for loan losses | 930,000 | 1,015,000 | 1,003,000 | 1,106,000 |
| Securities available for sale | 1,958,000 | 1,919,000 | 1,265,000 | 1,250,000 |
| Securities held to maturity | 31,358,000 | 31,263,000 | 28,976,000 | 26,906,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,189,000 | 103,741,000 | 105,453,000 | 106,350,000 |
| Interest-bearing deposits | 98,132,000 | 100,316,000 | 101,763,000 | 102,989,000 |
| Noninterest-bearing deposits | 3,057,000 | 3,425,000 | 3,690,000 | 3,361,000 |
| Equity capital | 55,716,000 | 55,886,000 | 56,072,000 | 56,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,296,000 | 2,515,000 | 3,774,000 | 5,102,000 |
| Interest expense | 176,000 | 343,000 | 514,000 | 684,000 |
| Net interest income | 1,120,000 | 2,172,000 | 3,260,000 | 4,418,000 |
| Noninterest income | 7,000 | 12,000 | 17,000 | 36,000 |
| Noninterest expense | 898,000 | 1,600,000 | 2,436,000 | 3,218,000 |
| Provision for loan losses | 60,000 | 145,000 | 132,000 | 235,000 |
| Pretax income | 169,000 | 439,000 | 709,000 | 1,001,000 |
| Income tax | 37,000 | 132,000 | 209,000 | 290,000 |
| Net income | 132,000 | 307,000 | 500,000 | 711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,687,000 | 55,863,000 | 56,058,000 | 56,270,000 |