Call reports 2019
FIRST FEDERAL SAVINGS OF MIDDLETOWN — 2019
What FIRST FEDERAL SAVINGS OF MIDDLETOWN reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 148,111,000 | 149,009,000 | 148,169,000 | 149,428,000 |
| Total loans | 39,227,000 | 44,424,000 | 47,658,000 | 62,239,000 |
| Allowance for loan losses | 342,000 | 394,000 | 427,000 | 575,000 |
| Securities available for sale | 8,261,000 | 8,232,000 | 8,162,000 | 6,129,000 |
| Securities held to maturity | 41,223,000 | 39,604,000 | 37,973,000 | 37,849,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,797,000 | 87,278,000 | 86,006,000 | 87,719,000 |
| Interest-bearing deposits | 84,940,000 | 85,062,000 | 83,766,000 | 84,847,000 |
| Noninterest-bearing deposits | 1,857,000 | 2,216,000 | 2,240,000 | 2,872,000 |
| Equity capital | 54,245,000 | 54,508,000 | 54,746,000 | 54,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,213,000 | 2,490,000 | 3,836,000 | 5,135,000 |
| Interest expense | 203,000 | 417,000 | 611,000 | 819,000 |
| Net interest income | 1,010,000 | 2,073,000 | 3,225,000 | 4,316,000 |
| Noninterest income | 6,000 | 12,000 | 18,000 | 23,000 |
| Noninterest expense | 771,000 | 1,501,000 | 2,293,000 | 3,157,000 |
| Provision for loan losses | 104,000 | 156,000 | 188,000 | 337,000 |
| Pretax income | 141,000 | 441,000 | 762,000 | 848,000 |
| Income tax | 9,000 | 74,000 | 145,000 | 166,000 |
| Net income | 132,000 | 367,000 | 617,000 | 682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,259,000 | 54,494,000 | 54,744,000 | 54,808,000 |
| Total capital | 54,601,000 | 54,888,000 | 55,171,000 | 55,383,000 |
| Risk-weighted assets | 67,737,000 | 73,984,000 | 72,845,000 | 85,255,000 |