Call reports 2018
FIRST FEDERAL SAVINGS OF MIDDLETOWN — 2018
What FIRST FEDERAL SAVINGS OF MIDDLETOWN reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 151,521,000 | 153,966,000 | 153,052,000 | 152,719,000 |
| Total loans | 24,454,000 | 24,701,000 | 24,834,000 | 29,787,000 |
| Allowance for loan losses | 181,000 | 190,000 | 187,000 | 238,000 |
| Securities available for sale | 8,144,000 | 8,070,000 | 8,952,000 | 8,161,000 |
| Securities held to maturity | 41,719,000 | 41,573,000 | 41,447,000 | 41,335,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,563,000 | 92,793,000 | 91,609,000 | 91,911,000 |
| Interest-bearing deposits | 88,636,000 | 90,784,000 | 89,493,000 | 89,353,000 |
| Noninterest-bearing deposits | 1,927,000 | 2,009,000 | 2,116,000 | 2,558,000 |
| Equity capital | 53,813,000 | 53,910,000 | 54,030,000 | 53,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 952,000 | 2,014,000 | 3,092,000 | 4,218,000 |
| Interest expense | 167,000 | 332,000 | 517,000 | 700,000 |
| Net interest income | 785,000 | 1,682,000 | 2,575,000 | 3,518,000 |
| Noninterest income | 8,000 | 13,000 | 18,000 | 24,000 |
| Noninterest expense | 716,000 | 1,545,000 | 2,253,000 | 2,967,000 |
| Provision for loan losses | 4,000 | 13,000 | 10,000 | 61,000 |
| Pretax income | 73,000 | 137,000 | 330,000 | 514,000 |
| Income tax | 23,000 | -31,000 | 13,000 | 69,000 |
| Net income | 50,000 | 168,000 | 317,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,753,000 | 53,849,000 | 53,999,000 | 54,127,000 |
| Total capital | 53,934,000 | 54,039,000 | 54,186,000 | 54,365,000 |
| Risk-weighted assets | 51,839,000 | 51,702,000 | 52,111,000 | 57,259,000 |