Call reports 2017
FIRST FEDERAL SAVINGS OF MIDDLETOWN — 2017
What FIRST FEDERAL SAVINGS OF MIDDLETOWN reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 153,320,000 | 152,845,000 | 153,659,000 | 150,646,000 |
| Total loans | 14,449,000 | 15,460,000 | 16,864,000 | 23,526,000 |
| Allowance for loan losses | 78,000 | 90,000 | 108,000 | 177,000 |
| Securities available for sale | 11,729,000 | 9,614,000 | 9,498,000 | 9,344,000 |
| Securities held to maturity | 41,368,000 | 42,117,000 | 38,914,000 | 40,753,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,078,000 | 90,617,000 | 91,399,000 | 89,853,000 |
| Interest-bearing deposits | 88,743,000 | 88,656,000 | 89,363,000 | 87,834,000 |
| Noninterest-bearing deposits | 2,335,000 | 1,961,000 | 2,036,000 | 2,019,000 |
| Equity capital | 55,021,000 | 55,002,000 | 54,987,000 | 53,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 810,000 | 1,633,000 | 2,487,000 | 3,392,000 |
| Interest expense | 152,000 | 298,000 | 450,000 | 599,000 |
| Net interest income | 658,000 | 1,335,000 | 2,037,000 | 2,793,000 |
| Noninterest income | 7,000 | 12,000 | 18,000 | 24,000 |
| Noninterest expense | 670,000 | 1,338,000 | 1,999,000 | 2,719,000 |
| Provision for loan losses | -2,000 | 10,000 | 27,000 | 97,000 |
| Pretax income | -3,000 | -1,000 | 29,000 | 1,000 |
| Income tax | -10,000 | -9,000 | 4,000 | 1,109,000 |
| Net income | 7,000 | 8,000 | 25,000 | -1,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,817,000 | 54,818,000 | 54,835,000 | 53,702,000 |
| Total capital | 54,895,000 | 54,908,000 | 54,943,000 | 53,879,000 |
| Risk-weighted assets | 46,497,000 | 46,611,000 | 44,166,000 | 50,985,000 |