Call reports 2015
FIRST FEDERAL SAVINGS OF MIDDLETOWN — 2015
What FIRST FEDERAL SAVINGS OF MIDDLETOWN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 155,442,000 | 154,770,000 | 154,121,000 | 153,689,000 |
| Total loans | 16,236,000 | 15,577,000 | 15,210,000 | 14,530,000 |
| Allowance for loan losses | 80,000 | 81,000 | 66,000 | 67,000 |
| Securities available for sale | 14,127,000 | 13,875,000 | 13,754,000 | 13,436,000 |
| Securities held to maturity | 40,510,000 | 44,212,000 | 43,936,000 | 43,647,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,715,000 | 91,111,000 | 90,401,000 | 91,040,000 |
| Interest-bearing deposits | 89,977,000 | 89,258,000 | 88,413,000 | 89,134,000 |
| Noninterest-bearing deposits | 1,738,000 | 1,853,000 | 1,988,000 | 1,906,000 |
| Equity capital | 55,807,000 | 55,724,000 | 55,785,000 | 54,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 702,000 | 1,430,000 | 2,163,000 | 2,873,000 |
| Interest expense | 150,000 | 304,000 | 461,000 | 620,000 |
| Net interest income | 552,000 | 1,126,000 | 1,702,000 | 2,253,000 |
| Noninterest income | 6,000 | 12,000 | 19,000 | 27,000 |
| Noninterest expense | 603,000 | 1,190,000 | 1,733,000 | 2,406,000 |
| Provision for loan losses | 7,000 | 8,000 | -7,000 | -6,000 |
| Pretax income | 120,000 | 112,000 | 167,000 | 52,000 |
| Income tax | 41,000 | 41,000 | 53,000 | 617,000 |
| Net income | 79,000 | 71,000 | 114,000 | -565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,318,000 | 55,310,000 | 55,361,000 | 54,683,000 |
| Total capital | 55,398,000 | 55,391,000 | 55,427,000 | 54,750,000 |
| Risk-weighted assets | 46,380,000 | 46,542,000 | 48,965,000 | 48,271,000 |