Call reports 2014
FIRST FEDERAL SAVINGS OF MIDDLETOWN — 2014
What FIRST FEDERAL SAVINGS OF MIDDLETOWN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 153,841,000 | 153,755,000 | 154,742,000 | 154,076,000 |
| Total loans | 18,936,000 | 18,208,000 | 17,641,000 | 16,582,000 |
| Allowance for loan losses | 77,000 | 80,000 | 75,000 | 73,000 |
| Securities available for sale | 18,449,000 | 15,846,000 | 15,586,000 | 15,437,000 |
| Securities held to maturity | 35,097,000 | 34,480,000 | 34,930,000 | 37,555,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,970,000 | 89,761,000 | 90,820,000 | 90,458,000 |
| Interest-bearing deposits | 88,164,000 | 87,860,000 | 89,037,000 | 88,635,000 |
| Noninterest-bearing deposits | 1,806,000 | 1,901,000 | 1,783,000 | 1,823,000 |
| Equity capital | 55,624,000 | 55,761,000 | 55,708,000 | 55,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 732,000 | 1,455,000 | 2,152,000 | 2,859,000 |
| Interest expense | 142,000 | 286,000 | 436,000 | 586,000 |
| Net interest income | 590,000 | 1,169,000 | 1,716,000 | 2,273,000 |
| Noninterest income | 8,000 | 16,000 | 24,000 | 32,000 |
| Noninterest expense | 590,000 | 1,152,000 | 1,701,000 | 2,204,000 |
| Provision for loan losses | -1,000 | 2,000 | -3,000 | -5,000 |
| Pretax income | 9,000 | 31,000 | 42,000 | 106,000 |
| Income tax | -30,000 | -29,000 | -26,000 | -21,000 |
| Net income | 39,000 | 60,000 | 68,000 | 127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,150,000 | 55,172,000 | 55,180,000 | 55,238,000 |
| Total capital | 55,227,000 | 55,252,000 | 55,255,000 | 55,311,000 |
| Risk-weighted assets | 48,585,000 | 45,281,000 | 45,985,000 | 45,917,000 |