Call reports 2013
FIRST FEDERAL SAVINGS OF MIDDLETOWN — 2013
What FIRST FEDERAL SAVINGS OF MIDDLETOWN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 162,482,000 | 162,504,000 | 155,903,000 | 154,777,000 |
| Total loans | 19,881,000 | 19,691,000 | 19,604,000 | 19,144,000 |
| Allowance for loan losses | 80,000 | 83,000 | 80,000 | 78,000 |
| Securities available for sale | 36,922,000 | 39,748,000 | 21,349,000 | 19,529,000 |
| Securities held to maturity | 6,895,000 | 9,345,000 | 31,803,000 | 35,610,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,426,000 | 98,244,000 | 91,753,000 | 91,010,000 |
| Interest-bearing deposits | 95,518,000 | 96,194,000 | 89,508,000 | 88,960,000 |
| Noninterest-bearing deposits | 1,908,000 | 2,050,000 | 2,245,000 | 2,050,000 |
| Equity capital | 56,266,000 | 55,545,000 | 55,559,000 | 55,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 691,000 | 1,392,000 | 2,110,000 | 2,839,000 |
| Interest expense | 153,000 | 299,000 | 445,000 | 594,000 |
| Net interest income | 538,000 | 1,093,000 | 1,665,000 | 2,245,000 |
| Noninterest income | 6,000 | 14,000 | 24,000 | 31,000 |
| Noninterest expense | 650,000 | 1,213,000 | 1,736,000 | 2,252,000 |
| Provision for loan losses | -2,000 | 1,000 | -2,000 | -4,000 |
| Pretax income | -104,000 | -107,000 | -45,000 | 28,000 |
| Income tax | -47,000 | -58,000 | -36,000 | -21,000 |
| Net income | -57,000 | -49,000 | -9,000 | 49,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,005,000 | 55,013,000 | 55,054,000 | 55,111,000 |
| Total capital | 55,085,000 | 55,096,000 | 55,134,000 | 55,189,000 |
| Risk-weighted assets | 44,745,000 | 50,182,000 | 50,525,000 | 50,069,000 |