Call reports 2012
FIRST FEDERAL SAVINGS OF MIDDLETOWN — 2012
What FIRST FEDERAL SAVINGS OF MIDDLETOWN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 163,278,000 | 163,461,000 | 162,378,000 | 162,226,000 |
| Total loans | 20,367,000 | 20,139,000 | 21,015,000 | 20,431,000 |
| Allowance for loan losses | 61,000 | 58,000 | 57,000 | 82,000 |
| Securities available for sale | 36,324,000 | 28,086,000 | 32,528,000 | 33,288,000 |
| Securities held to maturity | 9,329,000 | 8,624,000 | 8,087,000 | 7,543,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,138,000 | 98,213,000 | 96,872,000 | 97,215,000 |
| Interest-bearing deposits | 96,531,000 | 96,067,000 | 94,443,000 | 94,799,000 |
| Noninterest-bearing deposits | 1,607,000 | 2,146,000 | 2,429,000 | 2,416,000 |
| Equity capital | 56,132,000 | 56,210,000 | 56,390,000 | 56,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 938,000 | 1,748,000 | 2,476,000 | 3,206,000 |
| Interest expense | 208,000 | 379,000 | 538,000 | 690,000 |
| Net interest income | 730,000 | 1,369,000 | 1,938,000 | 2,516,000 |
| Noninterest income | 7,000 | 16,000 | 23,000 | 29,000 |
| Noninterest expense | 645,000 | 1,283,000 | 1,902,000 | 2,468,000 |
| Provision for loan losses | 1,000 | -3,000 | -3,000 | 22,000 |
| Pretax income | 544,000 | 558,000 | 515,000 | 508,000 |
| Income tax | 145,000 | 137,000 | 111,000 | 106,000 |
| Net income | 399,000 | 421,000 | 404,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,059,000 | 55,082,000 | 55,065,000 | 55,062,000 |
| Total capital | 55,120,000 | 55,140,000 | 55,122,000 | 55,144,000 |
| Risk-weighted assets | 41,916,000 | 35,417,000 | 40,440,000 | 41,103,000 |