Call reports 2021
PIBANK, NATIONAL ASSOCIATION — 2021
What PIBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 406,130,000 | 421,377,000 | 434,087,000 | 454,261,000 |
| Total loans | 322,339,000 | 334,510,000 | 338,466,000 | 356,198,000 |
| Allowance for loan losses | 6,291,000 | 6,348,000 | 6,353,000 | 6,353,000 |
| Securities available for sale | 58,630,000 | 62,820,000 | 68,623,000 | 72,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,977,000 | 353,019,000 | 364,445,000 | 384,992,000 |
| Interest-bearing deposits | 261,865,000 | 272,754,000 | 279,465,000 | 289,185,000 |
| Noninterest-bearing deposits | 77,112,000 | 80,265,000 | 84,980,000 | 95,807,000 |
| Equity capital | 40,964,000 | 41,875,000 | 43,656,000 | 43,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,833,000 | 7,719,000 | 11,664,000 | 16,128,000 |
| Interest expense | 828,000 | 1,642,000 | 2,445,000 | 3,172,000 |
| Net interest income | 3,005,000 | 6,077,000 | 9,219,000 | 12,956,000 |
| Noninterest income | 68,000 | 253,000 | 444,000 | 692,000 |
| Noninterest expense | 3,272,000 | 6,480,000 | 9,940,000 | 13,335,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | -195,000 | -67,000 | -138,000 | 467,000 |
| Income tax | 0 | -17,000 | -35,000 | 107,000 |
| Net income | -195,000 | -50,000 | -103,000 | 360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,524,000 | 41,669,000 | 43,616,000 | 44,068,000 |