Call reports 2020
PIBANK, NATIONAL ASSOCIATION — 2020
What PIBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 367,518,000 | 378,029,000 | 384,643,000 | 376,370,000 |
| Total loans | 307,992,000 | 312,363,000 | 307,974,000 | 318,123,000 |
| Allowance for loan losses | 5,150,000 | 5,595,000 | 5,700,000 | 6,200,000 |
| Securities available for sale | 44,817,000 | 53,496,000 | 43,905,000 | 48,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,275,000 | 301,749,000 | 306,728,000 | 296,874,000 |
| Interest-bearing deposits | 233,578,000 | 231,402,000 | 233,461,000 | 232,698,000 |
| Noninterest-bearing deposits | 58,697,000 | 70,347,000 | 73,267,000 | 64,176,000 |
| Equity capital | 37,297,000 | 38,347,000 | 40,271,000 | 42,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,144,000 | 8,367,000 | 12,246,000 | 16,099,000 |
| Interest expense | 1,301,000 | 2,380,000 | 3,390,000 | 4,357,000 |
| Net interest income | 2,843,000 | 5,987,000 | 8,856,000 | 11,742,000 |
| Noninterest income | 313,000 | 480,000 | 658,000 | 936,000 |
| Noninterest expense | 2,987,000 | 6,003,000 | 9,077,000 | 12,144,000 |
| Provision for loan losses | 705,000 | 522,000 | 711,000 | 1,210,000 |
| Pretax income | -467,000 | 11,000 | 145,000 | 147,000 |
| Income tax | 0 | 0 | 0 | -1,974,000 |
| Net income | -467,000 | 11,000 | 145,000 | 2,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,843,000 | 38,322,000 | 40,455,000 | 41,718,000 |
| Total capital | 41,461,000 | 42,006,000 | 44,047,000 | 45,369,000 |
| Risk-weighted assets | 287,683,000 | 292,702,000 | 285,131,000 | 289,414,000 |